HELOC by state.
Loans are offered nationwide. Below are our focus markets with dedicated guides — but you can check eligibility online from any state in minutes, using a soft-pull Experian FICO 9 review that won't affect your credit score.
Focus markets
High-equity states where we publish dedicated HELOC guides. More are on the way.
Texas HELOC
Tap home equity in Texas while keeping your first mortgage in place. Soft-pull eligibility, up to $750,000.
Explore Texas HELOC →California HELOC
Access equity in California's high-value markets. Up to $750,000, no full appraisal on loans of $400,000 or less.
Explore California HELOC →Florida HELOC
Put Florida home equity to work for improvements, debt payoff, or reserves. Fast, digital, soft-pull process.
Explore Florida HELOC →Colorado HELOC
Available now — apply online while our Colorado guide is being prepared.
Check my rate →Georgia HELOC
Available now — apply online while our Georgia guide is being prepared.
Check my rate →Washington HELOC
Available now — apply online while our Washington guide is being prepared.
Check my rate →Illinois HELOC
Available now — apply online while our Illinois guide is being prepared.
Check my rate →North Carolina HELOC
Available now — apply online while our North Carolina guide is being prepared.
Check my rate →Virginia HELOC
Available now — apply online while our Virginia guide is being prepared.
Check my rate →Nevada HELOC
Available now — apply online while our Nevada guide is being prepared.
Check my rate →Don't see your state?
No problem — MyExpressHELOC™ is available in all 50 states. Start your soft-pull eligibility check online and we'll take it from there.